Residential Lending Risk & Control

In this role, you will be responsible to perform oversight of Alliant's residential loan sub-servicers. Monitor residential administration controls are sufficient and performed timely and accurately. Participate in HMDA data scrubs, audits and exams.

• Perform periodic oversight of sub-servicers, and other residential lending vendors. Escrow analyze/ insurance on property/ lifecycle of oversight
• Analyze and review reports, test the results and work with sub-servicers (DMI) to remediate issues identified. Report results to the business and leaders and provide solutions and recommendations
• Follow up with the business on performance results and develop effective remediation plans and controls for identified issues and deliver results and potential findings from monitoring
• Perform HMDA data scrubs and validations and work with the internal HMDA compliance on the annual LAR filing.
• Collect required documentation and information, as requested by auditors and examiners. Review that data is correct before providing the data to examiners
• Prepare performance reporting covering residential lending administration and related servicers
• Responsible to gathering different reports such as monthly performance, delinquency, member experience and member service. Analyze reports and compare to the outside market and provide results to various lines of business with results
• Collaborate with DMI to identify root cause of issues and analyze the change
• Prepare ad-hoc reporting and analysis

Education:

• Bachelor’s Degree in Finance, Business or Related – Minimum

Years of Experience:

• 5 years - Compliance, audit and controls, servicing of mortgage loans or related- Minimum
• Strong mortgage servicing background 

In Lieu of Education:

• 8 years - Compliance, audit and controls, servicing of mortgage loans or related- Minimum

As a thank you for joining our team, you’ll benefit from: 

• Competitive medical, dental, and free vision benefits
• Paid parental leave
• Competitive compensation plan
• Gym memberships discounts
• Generous PTO and banking holidays off 
• Tuition reimbursement
• 401k with immediate employer match and vesting

Adhere to and ensure compliance of all business transactions with policy and process of the Bank Secrecy Act. Ensures compliance with all applicable state and federal laws, company procedures and policies. Maintains integrity and ethics in all actions and conversations with or regarding credit union members and their accounts; complies with Privacy Act directives.

The responsibilities listed do not contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this position. Duties, responsibilities and activities may change at any time with or without notice.