Sr. Associate Wholesale Underwriter #Hybrid

In this role, you will underwrite and render loan decisions on consumer loans referred and received. Review applicant credit information and determine and communicate loan decisions in accordance with underwriting and compliance standards, credit union policy and risk tolerance in a high volume, fast paced environment. Ability to analyze and interpret credit information including but not limited to income verifications, tax returns, and collateral valuations. 

• Analyzes and makes final approval decisions on RV recreational vehicle and automobile loans received through various lending platforms provided by wholesale lending relationships.
• Makes recommendations including but not limited to counter offering, restructuring and referring for other credit union products/services within approved lending authority.
• Underwrites loans by analyzing credit reports, tax returns, pay statements and W2 forms.
• Grants or declines loans based on policies and guidelines. Manages credit risk standards while balancing the need to originate high loan volumes of performing loans.
• Handles dealer calls to review loan decisions.
• Makes recommendations to management on loans outside of appointed lending authority as delegated by the committee in accordance with the credit union loan policy.
• Develops working relationships with external and internal partners such as indirect lending, dealers, account executives and loan processors and closers.
• Performs system testing of the wholesale partner’s loan origination systems.

Compensation & Benefits:

Typical hiring range:‏‏‎ ‎$67,100‏‏‎ ‎-‏‏‎ ‎$94,750 Annually. Actual compensation will be determined using factors such as experience, skills & knowledge. 

Additional Compensation: Annual performance bonus 

‎Benefits: Alliant provides a benefits package including health care, vision, dental, and 401k with employer match.

Additional Benefits:

• Work from home up to 3 days a week
• Paid parental leave
• Employee discount programs
• Time off including paid personal and sick days
• 11 paid holidays 
• Education reimbursement

*Note that eligibility and cost of benefits can vary depending on the number of regularly scheduled hours, and job status such as regular full-time, regular part-time, or temporary employment.

Adhere to and ensure compliance of all business transactions with policy and process of the Bank Secrecy Act. Ensures compliance with all applicable state and federal laws, company procedures and policies. Maintains integrity and ethics in all actions and conversations with or regarding credit union members and their accounts; complies with Privacy Act directives.

The responsibilities listed do not contain a comprehensive listing of activities, duties or responsibilities that are required of the employee for this position. Duties, responsibilities and activities may change at any time with or without notice.