As a Director, Credit Risk, you will provide data-driven insights and recommendations for the effective management of the risk-return trade-off across Consumer and Residential Lending portfolios such as mortgages, credit cards, personal loans, and auto loans. You will lead a team and drive significant workstreams and initiatives leveraging data and analytics. The role will build productive and constructive relationships with key partners across different functions, including business line managers, Finance, and Compliance.
What will your day look like?
Develop and review credit policies and strategies as well as data and analytical frameworks for loan origination and loss forecasting. Review relevant data to identify the quantitative and qualitative factors driving the credit risk for consumer & mortgage loans. Preform evaluation, implementation and monitoring of third-party and in-house scoring solutions. Perform model and strategy testing and assist with audit/regulatory requests. Work cross-functionally with other teams such as Advanced Analytics, Lending, Loan Servicing, Marketing, Finance, and Data Service teams, preparing underwriting and account management presentations to management for review and implementation.
